Legal Policies

1. Terms & Conditions

Last Updated: July 7, 2025

By purchasing or downloading any digital product from Saar Journey by Kaaya, you agree to the following terms:

1. Digital Nature of Products:
   All products offered are digital (PDF guides, eBooks, resources) and delivered electronically. No physical shipping is applicable.
2. Personal Use Only:
   All content is intended for personal use only. Redistribution, reselling, or sharing of digital files is strictly prohibited.
3. Ownership & Copyright:
   All content on this website and in our products is the intellectual property of Saar Journey by Kaaya. Unauthorized use or copying is a violation of copyright laws.
4. Disclaimers:
   Our content is intended for educational and emotional wellness purposes only. It does not replace professional therapy, counseling, or medical advice.
5. Modifications:
   We reserve the right to update these terms at any time. Continued use of the site or purchase of products implies acceptance of these changes.

2. Cancellation & Refund Policy

We do not accept cancellations or provide refunds once an order is placed. Please review product descriptions carefully before purchase.

3. Privacy Policy

Last Updated: July 7, 2025

At Saar Journey by Kaaya, we are committed to protecting your privacy. This policy explains what information we (do not) collect and how we handle it.

1. What We Collect
   We do not collect or store any personal information on this website. You are not required to create an account, enter your name, or share your email to access our content or make a purchase.
2. Payments & Third-Party Services
   All payments are securely processed through Razorpay (or other external payment platforms like Amamzon, Gumroad or Payhip, if applicable). We do not store, see, or access your card details or personal billing information.
   
   Please refer to Razorpay's Privacy Policy for details about how they handle your data during payment.
3. Cookies & Analytics
   We do not use cookies, analytics, or tracking tools on our site.
4. Communication
   You will not receive any emails from us unless you contact us directly. We do not send marketing emails or collect email addresses for any mailing list.
5. Policy Updates
   This policy may be updated occasionally for clarity or compliance. Continued use of this website means you agree to the most recent version.